
Personal Watercraft (PWC) Insurance, also known as Jet Ski Insurance, offers protection for you, your passengers and your watercraft against accidents, theft, and damage—both on and off the water. While some states don’t require it by law, many marinas, lenders and rental facilities insist on coverage before you ride. More importantly, it ensures you’re not stuck paying out-of-pocket if something goes wrong.
Common coverage options include:
✔ Liability Coverage: This insurance covers injuries or property damage that you may cause to other people.
✔ Collision Coverage: Covers repair costs for your jet ski after an accident, regardless of who is at fault.
✔ Comprehensive Coverage: Protects against theft, fire, vandalism and weather damage.
✔ Medical Payments Coverage: Handles medical costs for you or your passengers.
✔ Uninsured/Underinsured Coverage: Protects you if another boater doesn’t have insurance.
Owning a jet ski is about adventure, but real freedom comes from knowing you’re covered. Whether you’re a weekend rider or a seasoned water enthusiast, jet ski insurance ensures that one mistake, one storm, or one bad day doesn’t ruin your passion for the waves. So the next time you start your engine and head toward open waters, ride with confidence because safety isn’t just on the life jacket; it’s in your coverage.
