
Golf cart insurance is a specialized policy that covers you, your passengers and your vehicle in the case of accidents, damage or theft. Depending on how and where you drive your golf cart, coverage can range from basic liability protection to comprehensive plans that include collision and personal injury. In some states, golf cart insurance is required if your cart is street-legal or used outside private property — making it not just a safety choice, but a legal necessity.
Typical coverage may include:
✔ Liability coverage for injuries to people or damage to property.
✔ Collision coverage covers the cost of repairs following an accident.
✔ Comprehensive coverage for theft, fire or vandalism
✔ Medical payments for you or your passengers
✔ Uninsured motorist coverage if another driver causes damage but lacks insurance
Your golf cart might be compact, but the memories, convenience, and fun it brings are big. Protecting it with the right insurance means protecting a part of your everyday life. Whether it’s a quick grocery run or a quiet sunset drive, golf cart insurance gives you the confidence to enjoy every moment — worry-free.
