Business Insurance helps protect your company from unexpected problems, like accidents, property damage, lawsuits, or lost income. It’s designed to keep your business running smoothly and give you peace of mind so you can focus on growth.
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Commercial Auto Insurance
As a businessowner, you need insurance coverages for the cars, trucks, vans or other vehicles you use in your business as you do for vehicles used for personal travel.
Most businesses will need a business owner’s policy (BOP). A BOP combines business property, business liability and business income insurance in one policy.
To run your business, you need guarantees for contracts and other financial obligations. A surety bond is a promise to be liable for debt, default, or failure.
You’ve worked hard for the success of your business — and a single unfortunate event could put its assets at risk if the cost of a covered claim exceeds the limits.
As opposed to “marine insurance,” which covers products when transported over water, inland marine insurance covers products when transported over land.
Today, greater risk exposure is coming from environmental liabilities that are likely not insured under standard liability insurance and property programs.
Your networks and data are the lifeblood of your business. From your brand reputation to an employee and their financial data, cyber attacks are increasing in their frequency.
Most business insurance policies don’t cover losses resulting from floods, and if you’re located in a low-risk flood area, you might be tempted to bypass this important coverage.