Many condo owners plan renovations before the new year to refresh their living space or increase property value. While upgrades are exciting, they can also affect insurance coverage. As an insurance company, we often see claims delayed because renovations were not reported in advance. Sharing the right details helps keep coverage aligned with your home’s […]

Winter storms can leave behind damage that is not always obvious at first glance. Ice, wind, snow, and freezing temperatures affect roofs, siding, pipes, and interiors. When damage occurs, proper documentation helps speed up the claim process. As an insurance company, we see how organized records lead to faster and smoother claims. Knowing what to […]

Winter weather can be harsh on boats even when they are not in use. Many boat owners assume that damage that happens during storage is not covered, or they miss important steps when filing a claim. As an insurance company, we often see delays or reduced payouts because key details were overlooked. Understanding what matters […]